Card payments for small shops

Take card payments anywhere with
Tillio

One flat rate on every card, wherever the shop happens: at the counter, on a stall, or through a link you send by text. Money lands in your account the next morning.
The Tillio app on a phone screen
A takings card showing $2,999 collected, 60% of target
A payment history card with daily, weekly and yearly tabs
Taking payments in 2,000 independent shops
Setting up

From unboxed to taking money by closing

Open an account

Fifteen minutes and a few details about the shop. No merchant application, no credit check, no lease to sign.
A shop panel reading 20K+ payments, split into 1K+ monthly and 10K+ yearly

Point it at your bank

Add the business account you already use. Takings land there the next morning, seven days a week.
Six till and accounting logos wired to the Tillio mark, over a note reading integrate with platform over 20+

Take the first payment

Tap a card on the reader, or on the shop phone. It works the same on the counter and at a market stall.
A week view: $40,000 taken against $1,369 of fees, above a list of recent payments

Watch the day add up

Takings by day, by till and by card type, and a cashing-up figure that matches the drawer.
A weekly overview card: $159.00 taken across a seven-day bar chart
What you get

Everything a small shop needs from Tillio

Next-morning payouts

Yesterday’s takings are in your account before you open up.

Tap to pay on your phone

No reader to hand? Take the card on the shop phone instead.

Someone answers

A phone line staffed 7am to 8pm, every day the shops are open.

Invoices that chase

Send an invoice, and Tillio does the reminding for you.
The Tillio app showing the day’s takings and recent payments
Ready when you are

Start taking card payments this week.

See the rate
Pricing

One rate, written down, no monthly fee

Start on Counter and pay nothing a month. Move up when the volume makes the lower rate worth it. Cancel at the end of any month; there is no contract and no terminal to send back.
Counter
$0.00
/ month
Nothing a month, 1.6% on every card. For one till, a stall, or a shop finding its feet.
Start free
  • Unlimited invoices
  • Next-morning payouts
  • Tap to pay on your phone
  • Daily takings report
  • Phone support, 7am to 8pm
Shopfront
$29.00
/ month
The rate drops to 1.3% and invoicing chases itself. For a shop taking more than $4,000 a month.
Start free
  • Unlimited invoices
  • Next-morning payouts
  • Tap to pay on your phone
  • Daily takings report
  • Phone support, 7am to 8pm
Multi-till
$79.00
/ month
1.1% across up to eight tills, with takings split by till and by shop. For a second and third site.
Start free
  • Unlimited invoices
  • Next-morning payouts
  • Tap to pay on your phone
  • Daily takings report
  • Phone support, 7am to 8pm
Counter
$0.00
/ year
Nothing a month, 1.6% on every card. For one till, a stall, or a shop finding its feet.
Start free
  • Unlimited invoices
  • Next-morning payouts
  • Tap to pay on your phone
  • Daily takings report
  • Phone support, 7am to 8pm
Shopfront
$290.00
/ year
The rate drops to 1.3% and invoicing chases itself. For a shop taking more than $4,000 a month.
Start free
  • Unlimited invoices
  • Next-morning payouts
  • Tap to pay on your phone
  • Daily takings report
  • Phone support, 7am to 8pm
Multi-till
$790.00
/ year
1.1% across up to eight tills, with takings split by till and by shop. For a second and third site.
Start free
  • Unlimited invoices
  • Next-morning payouts
  • Tap to pay on your phone
  • Daily takings report
  • Phone support, 7am to 8pm
Testimonials

What shopkeepers say about Tillio

Florists, barbers, cafes and market traders. Here is what they say after a season of taking payments on Tillio.
2k+
Shops taking payments
Marta Quince
“We were paying a monthly fee, a terminal lease and a rate nobody could explain. Tillio is one number on every card and the money is there when I open up. Cashing up takes four minutes instead of half an hour.”
Fern & Flask, florist
Des Okonjo
“I do three markets a week and the old reader dropped out every time the signal did. This one takes the card on my phone and settles when I get home. I have not turned a customer away since March.”
Hallow Barbers
Nadia Breck
“The bit I did not expect was the invoicing. We do office coffee orders on account, and Tillio chases them so I do not have to. Two weeks off our average payment time.”
Bramble Coffee